Fold has unveiled a new Bitcoin rewards credit card designed to bring crypto rewards into everyday spending.

Built on the Visa network and issued through Stripe Issuing, the card offers a straightforward way for consumers to earn and use bitcoin without complex staking tiers or token systems.

Cardholders receive an unlimited 2% cash back paid instantly in bitcoin, with an additional 1.5% available when balances are paid from a Fold checking account that meets qualified activity—bringing total rewards up to 3.5%.

Fold is also partnering with major retailers to boost merchant-specific returns, enabling customers to earn up to 10% back with brands such as Amazon, Target, Starbucks, DoorDash, Best Buy and Uber.

Rewards are always settled in bitcoin, delivered directly to users for immediate use, avoiding common roadblocks like exchange lock-ins or required staking.

That simplicity positions the Fold card as competitive with top mainstream rewards products while lowering the barrier for newcomers to accumulate digital assets through routine purchases.

The product aims to accelerate consumer adoption of bitcoin by integrating crypto rewards into familiar payment flows, combining Visa’s broad acceptance with Stripe’s issuance infrastructure for seamless card management.

By eliminating complicated mechanics and emphasizing instant, direct bitcoin rewards, Fold seeks to make crypto accumulation intuitive for both seasoned participants and new entrants.

As digital assets continue pushing into consumer payments, this launch underscores growing momentum to weave bitcoin into daily spending and loyalty programs, giving cardholders a simple, merchant-backed path to build crypto exposure.